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Hi, I’m Christopher Sugin, founder of CSS Insurance Agency. After completing a year-long internship with Individual Benefit Solutions under the guidance of Jeff Lewis, a health insurance professional with more than 30 years of experience, I opened CSS Insurance Agency in October 2023.

Today, I help people understand Medicare enrollment, Medicare Advantage, Medicare Supplement, prescription drug coverage, and Marketplace health insurance. As an independent Medicare & Health Insurance Advisor, I work with multiple insurance carriers and explain the available options in clear, everyday language.

Before entering the insurance field, I earned my bachelor’s degree from Grand Valley State University and spent more than 15 years as a teacher and coach at Muskegon High School and Orchard View High School. That experience taught me how to explain complicated information clearly and patiently—skills I bring to every client conversation.

When I’m not working, I enjoy spending time with family and friends, exercising, traveling, learning guitar, camping and fishing in Northern Michigan, and attending sporting events and concerts.

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CSS Insurance Agency
Christopher Sugin
Medicare & Health Insurance Advisor

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 89 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

This organization is a private, independent entity and is not affiliated, associated, authorized, endorsed by, or in any way officially connected with any government agency, department, or office. Any references to government entities are for informational purposes only.

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© 2026 CSS Insurance Agency. All rights reserved.

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